How to Find a Shark

[montechristo]

I live in the NYC area and I am in need of fast financing from a non-traditional lender. read: loan shark. I am in dire need of $7000 to pay back rent and school tuition, and have no family and no friends with this kind of money. I am agreeable to a ridiculous interest rate due to the gravity of my situation (I will be evicted soon). Any suggestions or know someone who can help me? PM me, I would be willing to pay you a referal fee once I get the loan. Thanks community for your help. (flames expected)

[Nottom]

I'd rather owe $7000 to my school than some guy named Gramma.

[Michael Davis]

Make sure you get the rent paid, go to you school and plead with any financial officer who will listen to your situation. Eventually, you will find somebody who will help.

If you are a student, there are lots of options for not-completely-ridiculous private loans. You need to go to your school's Financial Aid Office.

If you are out of school, eff your student loans. Make them wait. Get your other business taken care of.

-Michael

[Sponger15SB]

[ QUOTE ]

If you are a student, there are lots of options for not-completely-ridiculous private loans. You need to go to your school's Financial Aid Office.

[/ QUOTE ]

He needs it now. This [censored] takes forever.

[Sponger15SB]

is this a joke?

Email chris_lindsay@nospamyahoo.com
Member # 9479
Name Monte Christo
Title stranger
Total Posts 20
Homepage http://countofmontechristo.blogspot.com
Occupation financial advisor
Hobbies poker, music
Location denver, CO
Bio
ICQ Number
Registered on 04/04/04 04:04 AM

[27offsuit]

[ QUOTE ]
I'd rather owe $7000 to my school than some guy named Gramma.

[/ QUOTE ]

Good call.

Personally, I'd put $7000 down with "Gramma" on the over on Monday Night Football. A true bail-out-special.

[theantelope]

He's probably an Indepdentent Financial Advisor with some company like American Express. This means he's a fancy salesperson, who makes a comission every time he gets someone to invest through him. It requires almost no background in finance, usually they just want a BA. It's kind of like an affiliate job.

[Edge34]

Somehow I suspect it - I don't know ANY school, really, that won't help a guy out on his tuition with financial aid.

Denver, CO, but you live in the NYC area. And, ironically, 7k is about what Mike McD was in the hole initially thanks to Worm, wasn't it? Sorry if you're really having a problem, but this just doesn't seem to add up. Talk to someone at your school if its for real, there's bound to be somebody who can help you out. Maybe even an aging law professor or something...

EDIT TO ADD: I'm sure some legitimate banking institution can swing SOMETHING for you if its absolutely imperative. That is, assuming you've got decent credit and collateral...I hope you do, for your sake. If not, maybe you've got friends or family who can put you up for a while?

-Edge

[Michael Davis]

Totally depends. You have to hit the right person.

-Michael

[Victor]

in college i took a personal investing class with an awesome professor. he built himself up from being dirt hungry poor in NYC to a millionaire. he mostly told stories about all the crazy people he knew and the cool stuff he owned. the class taught me little about how to get rich but he drove one point home on at least a daily basis, "Dont get mobbed up."

[boedeker]

you should go to financial aid tell them the situation and take out a private student loan.

[AncientPC]

I'm more worried about this:
[ QUOTE ]
Registered on 04/04/04 04:04 AM

[/ QUOTE ]

In Chinese / Japanese, the #4 is an unlucky number because it has the same pronouciation as the worth 'death'.

[BusterStacks]

send me front and back copies of your drivers license and SS# as well as a phone # for verification and we'll talk.

[montechristo]

-no not a joke. Missed the "rounders" reference.

-Okay financial advisor. Yes just started in March, work part-time with Primerica/Citigroup totally on commission. Have to provide all my own leads etc. Not an easy task at 22, new to NYC (brooklyn). Moved in august and it has been a 3 month process to get my life insurance license transferred here, i am sitting for series 6/63 in two weeks. Also I go to school full-time so it is difficult. I am a smart guy and good with money but I'm in a tough situation right now.\

[jakethebake]

[ QUOTE ]
I'm more worried about this:
[ QUOTE ]
Registered on 04/04/04 04:04 AM

[/ QUOTE ]

In Chinese / Japanese, the #4 is an unlucky number because it has the same pronouciation as the worth 'death'.

[/ QUOTE ]

Good to know...

[jakethebake]

[ QUOTE ]
I am a smart guy and good with money...

[/ QUOTE ]

Oh that's obvious. You're broke and looking for a loan shark. I suggest telling the bank you also gamble that can only help your cause.

[skunkworks]

Working for an MLM / Pyramid Scheme doesn't count as being a financial advisor. Let me guess, to get the job you needed to pay training fees and background check fees? And now that you're a financial advisor, they're asking you to bring in your friends to become financial advisors as well? Sorry to [censored] in your thread, but I really really hate MLM schemes.

[montechristo]

[ QUOTE ]
Working for an MLM / Pyramid Scheme doesn't count as being a financial advisor. Let me guess, to get the job you needed to pay training fees and background check fees? And now that you're a financial advisor, they're asking you to bring in your friends to become financial advisors as well? Sorry to [censored] in your thread, but I really really hate MLM schemes.

[/ QUOTE ]

Actually no and no. Citigroup is the largest financial company in the world with a trillion dollars in assets. Primerica is part of their financial "umbrella", and they have over 100,000 licensed financial advisors, about 35,000 of whom work full time. The only thing I paid for was my insurance license ($50) in CO and the company sponsors you for series 6/63.

-there are a lot of aspects of the situation people, medical bills, etc. Also why does everyone assume that a "loan shark" private lender, etc. is automatically affilliated with the mob? Sure there are consequences if you don't pay but there are a lot of people in this country who cannot go to banks and rely on these private methods of finance. Get out of your suburban dreamworld.

[Tyler Durden]

[ QUOTE ]
-there are a lot of aspects of the situation people, medical bills, etc. Also why does everyone assume that a "loan shark" private lender, etc. is automatically affilliated with the mob? Sure there are consequences if you don't pay but there are a lot of people in this country who cannot go to banks and rely on these private methods of finance. Get out of your suburban dreamworld.

[/ QUOTE ]

I agree. You guys need to get out of your suburban dreamworld.

[Michael Davis]

"I agree. You guys need to get out of your suburban dreamworld."

You're right. First time crimes generally don't carry THAT long of sentences, unless they become extremely violent. Plus, if you do it well and in the suburbs, you have a reasonable enough chance of getting away with an armed robbery or something.

-Michael

[ChicagoTroy]

This is obviously a joke. The guy's bio lists is occupation as a "financial advisor."

[turnipmonster]

there isn't much you can't find just by asking around a card room, you know.

--turnipmonster

[GOODBEATGUY2001]

You want to jump from the frying pan to the fire? You'll get burned. /images/graemlins/frown.gif

[J.A.Sucker]

Every card room that I've ever been to has at least one person in the money business. The ones that I know aren't bad guys - but if I were ever to borrow (I don't) - I be damn sure to pay them on time. If you can't find a loan at a casino, then you're probably not saavy enough to get yourself involved in this stuff. Good luck!

[STLantny]

http://www.ripoffreport.com/results.asp?submit22=Search+All+The+Latest+Rip-Off+Reports+Now%21&q1=ALL&q2=&q3=&q4=&q5=Primerica &q6=&q7=


I knew I saw a special on Dateline about this company.....just had to google it, to be sure.


Er, ya, also I forgot to add, justly there are people who become very rich from this type of thing, but its the people who sell the crap such as the self-help tapes, and the "required" reading that they ask you do buy.

[montechristo]

Thanks JA, of course the easiest solution was right under my nose. Everything is taken care of and hopefully I'll be back on track soon. Will provide updates on my blog to prove the haters wrong. The number 4 thing is kinda freaky though, I'll be looking both ways before crossing the street.