I don't have the bankroll for 20/40 but it's a better game than 10/20

[T. Poker]

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If losing a grand would force you to quit going to the casino for a month, you likely don't have the bankroll for 10/20 either.

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I do I have won 30k+ online playing ring games and tournies. But just losing $1,000 would make me not want to play as high for a few weeks. It's kind of like taking a shot at a higher limit.