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  #1  
Old 04-01-2005, 02:24 PM
STLantny STLantny is offline
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Join Date: Sep 2004
Posts: 107
Default Fixing your credit

Ive searched google, but i can find anythign that I believe is not a scam. I made some dumb mistakes when I was 18-20
running up my credit, missing payments, not paying, etc. Ive paid EVERYTHING off due to my poker winnings, but my credit isnt that great. 610 score, i think. Can you guys reccomend me to someone/site, where I can fix everything? I know you can dispute every bad mark, but if it happened, is that "legal" etc.
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  #2  
Old 04-01-2005, 02:25 PM
STLantny STLantny is offline
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Join Date: Sep 2004
Posts: 107
Default Re: Fixing your credit

Ps, I do have credit cards, but keep a smallish balance on a few, and make way more than the minumum payments each month to establish some good credit. Should I be doing this?
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  #3  
Old 04-01-2005, 02:25 PM
astroglide astroglide is offline
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Join Date: Sep 2002
Location: download an irc client at www.hydrairc.com (freeware not spyware), connect to irc.efnet.net, and join the channel #twoplustwo to chat live with other 2+2 posters
Posts: 2,858
Default Re: Fixing your credit

finance a lincoln ls and make your payments on time
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  #4  
Old 04-01-2005, 02:26 PM
Paluka Paluka is offline
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Join Date: Jan 2003
Location: New York
Posts: 373
Default Re: Fixing your credit

[ QUOTE ]
finance a lincoln ls and make your payments on time

[/ QUOTE ]

nh
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  #5  
Old 04-01-2005, 02:27 PM
STLantny STLantny is offline
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Join Date: Sep 2004
Posts: 107
Default Re: Fixing your credit

what is it with you ? do you not like the LS's? But yes, thats another thing Im doing, is buying a car, and making sure to pay it off etc.

ps you guys never are on irc anymore, why?
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  #6  
Old 04-01-2005, 02:32 PM
Shajen Shajen is offline
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Join Date: Nov 2004
Location: Oops, I crapped my pants.
Posts: 1,530
Default Re: Fixing your credit

[ QUOTE ]
Ps, I do have credit cards, but keep a smallish balance on a few, and make way more than the minumum payments each month to establish some good credit. Should I be doing this?

[/ QUOTE ]

Get a copy of your credit report from the big three. You can get a free report each year. Figure out what's on there that you can get knocked off and go from there.

You're fine with the credit cards. 610 isn't horrible, it's just gonna take a bit to get back up in the 700s.
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  #7  
Old 04-01-2005, 03:06 PM
astroglide astroglide is offline
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Join Date: Sep 2002
Location: download an irc client at www.hydrairc.com (freeware not spyware), connect to irc.efnet.net, and join the channel #twoplustwo to chat live with other 2+2 posters
Posts: 2,858
Default Re: Fixing your credit

[ QUOTE ]
what is it with you ? do you not like the LS's?

[/ QUOTE ]

ahhahahahahahahaha
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  #8  
Old 04-01-2005, 03:08 PM
STLantny STLantny is offline
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Join Date: Sep 2004
Posts: 107
Default Re: Fixing your credit

FU astro.
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  #9  
Old 04-01-2005, 03:21 PM
pshreck pshreck is offline
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Join Date: Apr 2004
Posts: 2
Default Re: Fixing your credit

[ QUOTE ]
[ QUOTE ]
what is it with you ? do you not like the LS's?

[/ QUOTE ]

ahhahahahahahahaha

[/ QUOTE ]

Seriously, whats the problem Astro?

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  #10  
Old 04-01-2005, 03:24 PM
tj00 tj00 is offline
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Join Date: Apr 2003
Location: Texas
Posts: 472
Default Re: Fixing your credit

Go here:

http://consumers.creditnet.com/straighttalk/board/
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