Taking a quarter off from school question....

[Sponger15SB]

I am under my moms health insurance, and she works for San Diego City Schools as a principal, so I get really freaking good coverage.

Now, if I were to take a quarter off from school, would I still be covered under her insurance during that time?

I know that I can recieve full coverage if I am a full time student until I am 25, however I am not sure whether there is something in her insurance which allows me to take a quarter off and still get covered.


Basically I'm just wondering if anyone out there has done this and what they did for health insurance, because that is my biggest fear right now if I do consider to take next quarter off.

[Sponger15SB]

Nobody?

(bumping because I don't want this to get lost)

[ThaSaltCracka]

depends on your moms insurance. Some of them cover you until you are 25 if you live with your parents, or if you go to school. I think if you take on quater off the insurance company will probably not know that you took a quarter off. In fact I have done this twice and they didn't know/notice. I think you will be alright man.

[Sponger15SB]

[ QUOTE ]
I think you will be alright man.

[/ QUOTE ]

Well, just wait until I talk to my mom and see if she freaks out! (btw, I pay for 90% of everything for myself, so its not like she can just cut me off, she'll just be freakin pissed if anything)....

Anyways, its really important because I am suppose to get elbow surgery within the next month or so to get 3 pins out of my arm, and also because I need to get my wisom teeth taken out very soon as well.

[theBruiser500]

Hey sponger, how did you get that picture of me?

[Blarg]

Jeez man that's expensive crap. Hope you don't leave anything up to guesswork and wind up making the wrong decision. Heck, even moms can make mistakes, and your mom isn't an insurance professional, so ... I don't think you're safe unless you see the written contract yourself.

[theantelope]

Well, if you're only willing to do this if you're 100% sure you're covered, why not call the insurance company and ask?

If you still might risk it if they say no, you could always make an anonymous call.

[ThaSaltCracka]

dude, I think you'll be fine. I think for you to be denied you need to not be in school for more than half the year. Easiest thing to do is not tell the insurance co, because I doubt they will even know.

[stabn]

Agreed. They aren't going to be checking on a regular basis.

[IndieMatty]

Don't take next quarter off. People who take time off from school. They don't go back. Just tough it out and finish.