When to go pro?

[Moonsugar]

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$12 an hour I now make at my current job.
I also have 20k in credit limit on credit cards

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These banks are in a world of hurt if we ever have a recession.

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These banks are in a world of hurt if we ever have a recession.

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Yep, and I look at is as a loan. Every business needs a loan for capitol to start out. 90% of new start ups fail. If im one of them-bankruptcy here I come.