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  #11  
Old 01-27-2005, 06:14 PM
David04 David04 is offline
Senior Member
 
Join Date: Sep 2004
Location: Cincinnati
Posts: 175
Default Re: Get me a credit rating

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this means I can't get a neteller account without going down to the social security office and getting some sort of verification letter.

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What? I've never had a credit card and I had no problem getting a Neteller account.

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I thought you just needed a bank account.

Do you need a credit card? Or is it something optional?
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  #12  
Old 01-27-2005, 06:51 PM
DeezNuts DeezNuts is offline
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Join Date: Sep 2002
Location: LA, CA
Posts: 120
Default Re: Get me a credit rating

Just get every credit card possible. Then use it like it's free money, disregarding what is in your bank account and ring up monthly late fees, destroying your credit rating for the future and making and making the card have an effective 40% APR. Later, just borrow money from your parents so you can buy anything, as your credit will be too crappy to recover for 10 years.

This is basically the way that credit card companies prey upon the unknowing college students that are bombarded with free stuff every year just for signing up. It's a vicious cycle.

Use the credit card purely as a 30-day interest-free floating loan.

DN
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