Does the Rake effect your pot odds?

[ianlippert]

Just read this in the newbie section, and it got me thinking. I've never considered this. Assume that you have a flush draw with 1 card to come and you are getting 4 to 1 pot odds. When you take into account the %5 rake this is actually a -EV call. When you lose, you lose $1. 4 times equals $4. When you win you win $5 total, but .25 is raked so you profit 3.75 (not including your bet). Therefore the EV on this play is -.25

Is this even worth worrying about? Do ppl take this into account when they make a call? I dont think I could be bothered doing it since most calls arent that marginal.