Guy tells me that he's going to call with any 2

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I personally believe turning the chat off costs EV. At least for people who have the ability to use it to their advantage.

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It seems villain here used the fact you have chat on to HIS advantage, isn't that so? If i don't chat at all, villian might realize i have chat turned off and can't hear his stupid little threats, therefore they have no effect.

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He might have used it to his advantage, but that doesn't mean ignoring it is the best move for me. I figure that the chances of the villian realizing that you don't use chat is near zero.