What the hell do I tell a leasing agent?

[RobertHunter]

A far as leasing I wouldm't be able to give any guidance, but if you are looking to purchase a home you can get what is called a No-Doc or No Income Verification (NOI) loan.With these types of loans the lender will not use your income to qualify you for the loan, they will look at your assets and also your past credit history to approve you.With these types of loans you typically will need to have very good credit history and some verifiable assets.When you get to Nashville go to Ronnie Milsap's recording studio and ask for Brodie.He is a friend of mine and he is a sound technician there.Tell him Skip from Ocala sent you by ,he might be able to point you in the right direction to get something going there, good luck.

I live in Nashville.

Nashville apartment complexes might be a pain in the ass to deal with, most want credit and job references.

However, the area around Belmont and Vanderbilt is full of houses and apartments being rented by individuals who aren't always as picky. You can always tell them you're a student at Belmont (where all the music industry people go).

[PSW]

Whatever you do, don't lie to them about anything. I am a landlord or several units and if I catch even the wiff of a possible lie, they never see the keys.

Some advice.

1. Don't offer a big deposit or extra rent months, you will look like a meth lab operator.

2. Tell them what you do. Print out your Neteller statements and bank account statements.

3. Show them your quarterly taxes, if you are up on them, otherwise, your regular taxes will do.

4. Be honest! If they are a good landlord, they will verify everything. Having a good landlord means things get fixed and the unit is worth staying in.

psw

ps. Regarding no-doc loans... the poster is correct. Just be prepared to pay a higher interest rate. And I mean more than 1% more usually.