Health Insurance for the Unemployed

[MicroBob]

congrats on leaving the gig.
I assume there is a pretty legnthy chat with the parents coming up but there's no point in harping on that. Enjoy your celebration and good luck in your new 'career'.


i have blue cross blue shield and I pay $85/mth for some high-deductable stuff.

I'm 35 and don't smoke and have no other health problems.

They sent me the stuff in the mail with all the different rates.
I don't even pay the cheapest. I could pay just $50/mth or so for an even higher deductable.
And obviously it would be even cheaper than that if I was younger than 35.


There are plenty of other places out there too of course.

I see no reason why a healthy 22-year-old, non-smoking male should pay $200/mth or more. You probably don't need THAT much coverage.

[Zetack]

[ QUOTE ]
I see no reason why a healthy 22-year-old, non-smoking male should pay $200/mth or more. You probably don't need THAT much coverage.

[/ QUOTE ]

Unless you play GoblinMason (Craig) and try to steal his blind. He goan cut you.

linky


--Zetack

[Soul Rebel]

Thanks for the link, that's helpful. I have to take care of this as well.

[ZeeJustin]

I'm also in the same boat, looking for health insurance.

Question: With and without health insurance, how much wouldthe follow things cost (rough estimates with a 50% margin of error will do fine, im clueless atm)
1. Going to doctor for regular checkup
2. Going to doctor for ear infection ro something that is routine and results in being perscribed some pills
3. Basic broken arm
4. Seeing a specialist, say an eye doctor or chiropracter (i assume this amount will vary greatly)

-Thanks for the help
-ZJ

I pay 93$/mo for Lifewise health insurance and I chain smoke.

[ActionBob]

Your employer should offer you COBRA coverage which you can generally get for 18 months (although I don't know if theres any regulations since you were at your job for such a short time). Check with the company's HR department, I'm sure they can get you the info.

As for your address, I'm not an insurance expert and I don't have any exact information but NJ has some high health insurance rates. I'd at least look into the possibility of changing your residency as it might make a big difference if you go on your own to get insurance.

ActionBob

[lehighguy]

Hundreds of dollars.

[ZeeJustin]

[ QUOTE ]
Hundreds of dollars.

[/ QUOTE ]

Even for just a checkup!?

Consider all of your options. Something like a Medical IRA may be perfect for your (and a lot of other players) situation(s).

[GoblinMason (Craig)]

[ QUOTE ]
[ QUOTE ]
I see no reason why a healthy 22-year-old, non-smoking male should pay $200/mth or more. You probably don't need THAT much coverage.

[/ QUOTE ]

Unless you play GoblinMason (Craig) and try to steal his blind. He goan cut you.

linky


--Zetack

[/ QUOTE ]

No, I'm getting a real job now, and will cut myself after a couple months of it.