Credit Card w/ Cashback etc 1 last question

Maulik · #1 08-08-2005, 09:40 AM

http://www.creditcardmenu.com/ccm/ca...dit_cards.html

[ QUOTE ]
Citi® Dividend Platinum Select® MasterCard® Intro APR APR Ann. Fee
Summary: • 0% APR on balance transfers for 12 months.* • Earn cash back on everything-a full 5% cash back on purchases at supermarkets, drugstores and gas

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It says Credit Needed: Excellent.

is my 664 score going to get me this card?

swede123 · #2 08-08-2005, 10:39 AM

664 is good, but not excellent. I doubt they'll give you this card, more likely they'll swap it for some other credit card with worse features. Still, no harm in calling them up and asking specifically what kind of credit is needed.

Swede

Swede

AndysDaddy · #3 08-08-2005, 10:44 AM

While I agree that 664 probably doesn't qualify as "Excellent", good luck trying to get anyone to tell you what does. I tried this recently while considering moving some debt onto a o% APR card and I couldn't get anyone to tell me what my credit limit would be without actually applying. Very annoying.
--
Scott

Mike Peters · #4 08-08-2005, 10:45 AM

I think you're just out of school and probably don't have too much of a credit history. I was in the same boat and had a hard time finding a credit card.

I'd recommend the Citibank Student card to start. I think you get the similar benefits with it, but the APR is a tad higher.