Easy river decision?

[Obliky]

SB is 50/0/0.5
UTG is 47/3/1.3

Party Poker 0.50/1 Hold'em (6 max, 5 handed) converter

Preflop: Hero is BB with T[img]/images/graemlins/heart.gif[/img], T[img]/images/graemlins/diamond.gif[/img].
UTG calls, MP calls, <font color="#666666">1 fold</font>, SB completes, <font color="#CC3333">Hero raises</font>, UTG calls, MP calls, SB calls.

Flop: (8 SB) Q[img]/images/graemlins/spade.gif[/img], 4[img]/images/graemlins/spade.gif[/img], 4[img]/images/graemlins/club.gif[/img] <font color="#0000FF">(4 players)</font>
SB checks, <font color="#CC3333">Hero bets</font>, UTG calls, MP folds, SB calls.

Turn: (5.50 BB) J[img]/images/graemlins/heart.gif[/img] <font color="#0000FF">(3 players)</font>
SB checks, <font color="#CC3333">Hero bets</font>, UTG calls, SB calls.

River: (8.50 BB) 8[img]/images/graemlins/diamond.gif[/img] <font color="#0000FF">(3 players)</font>
SB checks, Hero checks, <font color="#CC3333">UTG bets</font>, SB calls, Hero ??

Is this just a simple 'well its very likely im beaten but i have to call due to the 10.5 to 1 odds im getting' type situation?