When is it a set?

[amoeba]

This is a phenomenom I see at the 100NL and 200NL and occasionally the 50NL.

I'm playing the 50s to somewhat get my confidence back.

If you have TP or overpair and you get checkraised or raised significantly (3x your flop bet), it is almost never a set and almost always a draw and not a monster draw either.

Whereas if its smoothcalled on the flop, and minraised on the turn or smoothcalled onthe flop, underbet when checked to on the turn, value bet when checked to on the river, it is almost always a set.

agree or disagree?