Thoughts on financial advisors?

[Elaboration]

Uglyowl,

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"I can manage my finances myself", hell I am an accountant.


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These are two very different disciplines though. Just because I am knowledgable about the tax code and know some of the forms doesn't mean I am filling out my corporate return this year.

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Recently I have switched jobs and have a 401K and pension rollover, a new baby (college) to deal with and maybe a few other financial questions that I would like to bounce off of someone.


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While you most certainly have the apptitude to learn about planning, truth is you're probably pretty busy.
You might do well to find an hourly fee only advisor. Not the kind that charge huge retainers, or have minimum client requirements etc., but an office that will answer your questions and make recommendations re: your 401(k), college etc. When it comes down to implementing products, they will generally provide you forms for you to handle the transaction. You're paying for the advice, not the products, so they'll likely recommend no load stuff that will be easy to implement. These offices are springing up more and more, so a google search should help you find one.

Stay away from commission based advisors, unless they come 'highly' regarded from people you respect.

Hope that helps-