Help: those people handing out cigs at bars and insurance rates

[RunDownHouse]

I can't find a link or any info on this, so I turn to OOT for help.

I'm sure everyone has seen those people hanging around bars and clubs that hand out free lighters or cigarettes in exhange for you filling out a short survey or giving them your address or whatever. One of my coworkers is insisting that the companies gathering this info sell it to insurance companies so that they can hike your rates or keep an eye on you, or something.

I heard this rumor a while back, and later read an article/explanation of why it isn't true. I can't find it for the life of me now though. Has anybody else heard this rumor or know of any refutations?