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SEP Investment Opinions/Suggestions Needed
I'm new to all this and the more I read, the more confused I get.
I just received my first retirement/profit sharing figure for my job. So now I have about $4500 to invest however I choose (not really). I'm looking for suggestions on how to invest the money. I'm a total newbie at this. However, my boss said that it must be a SEP (Simplified Employee Pension) investment. It looks like there are SEP IRAs and mutual funds. I figure to get around this amount of money to invest every year (assuming the company makes money). One thing I was thinking about was investing the money in some sort of fund or IRA (Roth?) where I could somehow withraw the money before retirement to buy a piece of property as an investment. Any suggestions would be appreciated. |
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