SNG/HOH2 (M) question

[Lucy Alexis Liu]

Ok I'm tryng to implement "M" in my SNG's. I'm playing a few on Full Tilt (9 handed). When I get into the red zone and have to make a move, it often looks like this:

Blinds 100/200, 5 players left. Chips:

SB 3992
BB 2490
ME 1961
CO 3135
DB 1922

SB and BB posts 100/200, no antes. I'm UTG, with a hand (TT in this case). According to the Zone system in HOH2 (still reading), I'm in the red zone (all-in or fold) since my "M" is less than 6. But going all-in seems crazy? Risking my almost 2k for 300.

Any thoughts?