This hand is boring

[Eeegah]

but it is fairly common, at least at passive tables. My first hand here so no reads.

PokerStars 0.10/0.20 Hold'em (8 handed) converter

Preflop: Hero is BB with 8[img]/images/graemlins/diamond.gif[/img], T[img]/images/graemlins/spade.gif[/img].
UTG calls, <font color="#666666">2 folds</font>, MP2 calls, CO calls, <font color="#666666">1 fold</font>, SB completes, Hero checks.

Flop: (5 SB) 5[img]/images/graemlins/club.gif[/img], 7[img]/images/graemlins/heart.gif[/img], Q[img]/images/graemlins/heart.gif[/img] <font color="#0000FF">(5 players)</font>
SB checks, Hero checks, UTG checks, MP2 checks, CO checks.

Turn: (2.50 BB) 3[img]/images/graemlins/heart.gif[/img] <font color="#0000FF">(5 players)</font>
SB checks, Hero checks, UTG checks, MP2 checks, CO checks.

River: (2.50 BB) T[img]/images/graemlins/diamond.gif[/img] <font color="#0000FF">(5 players)</font>
SB checks, Hero checks, UTG checks, <font color="#CC3333">MP2 bets</font>, CO folds, SB folds, Hero...

I might beat him here. He certainly has me outkicked or at least tied if he has any sort of decent preflop range, and for all I know he could be slowplaying a flush like a dork. Whaddya think guys, this worth a 3.5:1 shot? Anyone bet/fold instead?