#29
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Re: About to buy a house
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Have you already done things such as: Close out old credit cards and reduce the number of active ones you have accounts with? [/ QUOTE ] No CC debt and no open accounts. [ QUOTE ] Gotten credit history checks yourself from 2-3 of the companies, to make sure there are no surprises you need to fix first? [/ QUOTE ] I'm pretty sure I'm good here. Also, I learned that checking your credit actually lowers your credit score! [ QUOTE ] Gotten some information on housing resell values, both for the builder and the area that you're in? Gotten a ranking and history of the school district you're in, which could affect your resell ability? Gotten an estimate on taxes for the residence and compared them to neighboring areas? [/ QUOTE ] I'll look into all of these. [ QUOTE ] I hope this place is going to be bigger than your current place? Will the builder have any problems configuring the gaming room? [/ QUOTE ] DPC West. Well, not five tables, but maybe three. [ QUOTE ] Think very hard about the loan you'll get. I don't see interest rates dropping in the next few years, but how high they go, and how long you estimate you'll be there, is a key factor in your loan type. We went from an apartment, to a twin (because of A-man) to an apartment, to the current location (because of Z-man) We sold the twin for what we paid for it, and felt lucky to do so given the area/school district, so we lost money on that. [/ QUOTE ] So I'm learning, about the resale and the points. [ QUOTE ] BTW- are you *ahem* buying this with anyone? [/ QUOTE ] Nope. I might pick up a roommate (probably get a three-bedroom duplex), but I'm working out a budget to cover things without one. |
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