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#1
08-23-2005, 03:43 PM
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Money management
Here's my problem. My bank (Bank of America) has a limit to the amount you can withdraw from the ATM on any given day, as most of them do. It's $500. I have a more substantial amount of funds that I want access to daily, up to $800 or $1,000 at a time (reasons are immaterial, but let's just say it's so I can buy in at a 10/20 table somewhere).
How can I manage this? I'd rather not keep the money unsafely in my apartment, sitting in an envelope somewhere, but if I put it in BofA, I can only take out $500 at once. Other banks have told me they can sometimes increase the limit, but it's based on account standing, of which I have none at banks other than BofA. Anybody? 
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#2
08-23-2005, 03:44 PM
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Re: Money management
You can't just ask them to raise your daily limit? This seems silly.
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#3
08-23-2005, 03:45 PM
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Re: Money management
[ QUOTE ]
You can't just ask them to raise your daily limit? This seems silly. [/ QUOTE ] It's absurd. But true.
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#4
08-23-2005, 03:46 PM
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Re: Money management
[ QUOTE ]
[ QUOTE ] You can't just ask them to raise your daily limit? This seems silly. [/ QUOTE ] It's absurd. But true. [/ QUOTE ] If this is the case, open a second account and put some money in there. $500 from each gets you $1k. It doesn't even have to be at another bank. In fact, just do it at the same one and that makes it easier to transfer funds between accounts. I've got this going on at Bank One (now Chase).
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#5
08-23-2005, 03:51 PM
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Re: Money management
[ QUOTE ]
If this is the case, open a second account and put some money in there. $500 from each gets you $1k. It doesn't even have to be at another bank. In fact, just do it at the same one and that makes it easier to transfer funds between accounts. I've got this going on at Bank One (now Chase). [/ QUOTE ] I kind of like this idea, but I'd prefer to keep the funds separate from each other, so my regular bank account isn't touched by my p***r account. I'd have to have 3 accounts: my regular one, and 2 p***r accounts that I split my roll up into and take $500 from each one. That sounds like a pain in the ass.
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#7
08-23-2005, 03:46 PM
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Re: Money management
[ QUOTE ]
LOC at casino. [/ QUOTE ] The problem with this is there are 3 different cardrooms I play at regularly, and 2 others I play at on occasion.
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#8
08-23-2005, 03:45 PM
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Re: Money management
Have you asked Bank of America if you could raise your limit? I got Wells Fargo to do this after only a couple of years of owning an account, and it's not like I was moving millions of dollars through it, either...it was a college account.
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#9
08-23-2005, 03:46 PM
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Re: Money management
[ QUOTE ]
Have you asked Bank of America if you could raise your limit? [/ QUOTE ] Yes. They said the amount is set by the company that issues the ATM card (in their case, Visa). The bank doesn't control it, Visa does, and they tell BofA that their customers can't withdraw more than $500.
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#10
08-23-2005, 05:51 PM
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Re: Money management
[ QUOTE ]
[ QUOTE ] Have you asked Bank of America if you could raise your limit? [/ QUOTE ] Yes. They said the amount is set by the company that issues the ATM card (in their case, Visa). The bank doesn't control it, Visa does, and they tell BofA that their customers can't withdraw more than $500. [/ QUOTE ] i use the same bank and just went in and told them to up the limit. they said "ok".
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