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#1
05-12-2005, 12:26 AM
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is it a good idea for me to get health insurance?
wouldnt i be better off just paying for hospital bills with cash? i think im well off enough that if something bad happens to me i can just spend some of my savings.
i currently dont have health insurance and dont know if i should apply for it now or not. any advice appreciated. 
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#2
05-12-2005, 12:29 AM
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Re: is it a good idea for me to get health insurance?
Its not close, do you see why?
I'll let others elaborate
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#4
05-12-2005, 12:31 AM
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Re: is it a good idea for me to get health insurance?
get catastrophic coverage only.
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#6
05-12-2005, 12:36 AM
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Re: is it a good idea for me to get health insurance?
Why bother? Just risk everything you have, along with everything that your family may have, and save the $85 per month.
It really drove the point home when my Dad sat me down and explained that one crazy motorcycle / snowboarding / kayaking accident could cost my parents everything they have worked all their lives for in the blink of an eye. Suck it up.
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#7
05-12-2005, 12:39 AM
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Re: is it a good idea for me to get health insurance?
is that what it is, $85? i have no problem paying $85/m for catastrophic insurance. i just dont know about this stuff is all. also, im entirely on my own financially, but my parents are still liable for me? im only 20. i believe ive heard somewhere that they are liable for me until i turn 21, is that right?
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#8
05-12-2005, 12:42 AM
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Re: is it a good idea for me to get health insurance?
[ QUOTE ]
Why bother? Just risk everything you have, along with everything that your family may have, and save the $85 per month. It really drove the point home when my Dad sat me down and explained that one crazy motorcycle / snowboarding / kayaking accident could cost my parents everything they have worked all their lives for in the blink of an eye. Suck it up. [/ QUOTE ] Funny, same thing my parents said to me. If you're not getting insurance through a job (I assume you're a poker pro) then you're going to pay more than $85/month. Why don't you actually use the internet to check out some prices?
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#9
05-12-2005, 12:43 AM
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Re: is it a good idea for me to get health insurance?
[ QUOTE ]
Why bother? Just risk everything you have, along with everything that your family may have, and save the $85 per month. It really drove the point home when my Dad sat me down and explained that one crazy motorcycle / snowboarding / kayaking accident could cost my parents everything they have worked all their lives for in the blink of an eye. Suck it up. [/ QUOTE ] Yup, thats the correct answer. I don't know the exact stats but you having 100k is just as good as having 50,000-1,000,000. Most medical bills are either really small 200-2,000 for things like check ups, 'routine' ER visits like stitches, allergic reactions, etc. or they are $1,000,000+ for cancer, automobile accidents, chronic diseases, etc. Also if you need medication for anything serious you are up shyts creek If everything was $100-$5000 then you would be safe gambling that you would stay healthy however with health costs one bad beat and the risk of ruin is high, there is no way that your piddly 100 grand will cover it.
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#10
05-12-2005, 12:44 AM
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Re: is it a good idea for me to get health insurance?
[ QUOTE ]
is that what it is, $85? i have no problem paying $85/m for catastrophic insurance. i just dont know about this stuff is all. also, im entirely on my own financially, but my parents are still liable for me? im only 20. i believe ive heard somewhere that they are liable for me until i turn 21, is that right? [/ QUOTE ] Your parents are not liable for you but will they let you go without medication/treatment that can save your life if you need it?
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