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#11
05-20-2005, 02:18 PM
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Re: how many of you buy medical/dental insurance? And how much is it?
[ QUOTE ]
$100/week for a family is cheap comparatively. My son's policy costs that much for him alone in NYC. And I pay much much more per family for my employees. About me: I run a computer firm, 8 figure company, very profitable (people often forget that they are in business to make profits, I hate that). I hated HATED the poverty of hand to mouth when growing up. I am smart, but I have been very very lucky. And I do work my ass off. And then I play online about 5 hours while watching TV every night with the wife [img]/images/graemlins/smile.gif[/img] MK [/ QUOTE ] You are my hero! Seriously you are living the life that I want to live. Own a successful business and still have time to play 5 hours of poker. I also grew up with very little. I joined the US Navy hoping that would help. Now I am a systems administrator for a chemical company not making very much. Still basically living check to check. Not what I want to do for the rest of my life. Any tips? 
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#12
05-20-2005, 02:52 PM
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Re: how many of you buy medical/dental insurance? And how much is it?
[ QUOTE ]
Hi NL, Medical Insurance is all about catastrophic illness, in my opinion, for a person in their 20's who is healthy. Let's say it will cost you $3000-6000 per year for a medical insurance policy: It you get really really sick or hit by a car, will you die waiting for treatment because you do not have the insurance card in your pocket? Will you owe the hospital a fortune (if you are lucky enough to get decent treatment) so they take everything from you? Or maybe you have middle class parents who do not want you to die in a public hospital? Will the $100k or $200k bill clean them out? I am lucky enough to have made some $$$, and these are the reasons I pay for my grad school son's insurance policy. Those were the questions I asked myself. Some stories: My rich uncle did not believe in insurance (after he fought through the islands (e.g. Tarawa) in WWII he wasn't quite himself afterwards). When his wife got sick in her 60's he went to the hospital with a suitcase full of money. He was much less rich afterwards. Before my old dad died a few yrs ago, his insurance policies (he was a veteran of WWII also and a retired govt employee) paid the hospital about $750k for his last months. I love America, I grew up in the projects and I now run a corporation. But given our priorities, which is a topic for another forum, if you can afford basic catastrophe insurance and don't have it you are very foolish. If you cannot, I am sorry. MK [/ QUOTE ] Flex that e-penis! Just kidding man, it's great your so well off.
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#13
05-20-2005, 03:16 PM
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Re: how many of you buy medical/dental insurance? And how much is it?
Man,
after hearing some of the stories in this thread, I'm even more glad to be a Canadian. $22K to get your appendix removed!?!? What if someone can't afford that? (Seriously, i don't know how the US system works?) Adam
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#14
05-20-2005, 03:37 PM
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Re: how many of you buy medical/dental insurance? And how much is it?
[ QUOTE ]
Man, after hearing some of the stories in this thread, I'm even more glad to be a Canadian. $22K to get your appendix removed!?!? What if someone can't afford that? (Seriously, i don't know how the US system works?) Adam [/ QUOTE ] I think we should adopt Canadas health care program.
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#15
05-20-2005, 04:06 PM
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Re: how many of you buy medical/dental insurance? And how much is it?
Then you undergo a financial crisis or file for bankruptcy (which screws you long term) Kinda sucks that our tax dollar go to military while yours go to something useful.
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#16
05-20-2005, 04:20 PM
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Re: how many of you buy medical/dental insurance? And how much is it?
[ QUOTE ]
Then you undergo a financial crisis or file for bankruptcy (which screws you long term) Kinda sucks that our tax dollar go to military while yours go to something useful. [/ QUOTE ] You are seriously misguided as to the strengths and weaknesses of the Canadian and US health systems. There are public hositals for people who can't afford insurance, so your tax dollars do provide health care for the poor. If you're not poor you need to be paying for health insurance. Socialized medicine is awesome as long as you don't mind waiting months for any kind on non-emergency care. Do you think more people come to the US from Canada for health care, or the other way around? It's not the government's job to pay for your health care.
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#17
05-20-2005, 04:30 PM
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Re: how many of you buy medical/dental insurance? And how much is it?
[ QUOTE ]
It's not the government's job to pay for your health care. [/ QUOTE ] YA, MAN, SCREW THE POOR!!! [img]/images/graemlins/mad.gif[/img]
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#19
05-20-2005, 04:37 PM
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Re: how many of you buy medical/dental insurance? And how much is it?
[ QUOTE ]
What happens if you don't have insurance and the hospital treats you and then you decide to simply not pay them? What can they do? [/ QUOTE ] They sue you, just like any other creditor. They then garnish your wages, or do anything else a creditor with a judgment against you can do. Yes, hospitals do this.
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#20
05-20-2005, 04:42 PM
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Re: how many of you buy medical/dental insurance? And how much is it?
[ QUOTE ]
[ QUOTE ] What happens if you don't have insurance and the hospital treats you and then you decide to simply not pay them? What can they do? [/ QUOTE ] They sue you, just like any other creditor. They then garnish your wages, or do anything else a creditor with a judgment against you can do. Yes, hospitals do this. [/ QUOTE ] Sad but true. Then your credit is screwed for life. Then you can't buy a house and sometimes can't get a job because of your credit. Then you are forced to do criminal activities to make $$. Then you go to prison and have taxpayers support you. I love America but we need to do something.
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