Air conditioning EV

[cdxx]

here's my experience with insurance claims.

my gf and i get woken up at 5AM by the sound of a waterfall. after a short panic, we discover that a plastic water pipe came out of its junction elbow (f'ing previous owners). the amount of water indicates that it's been going on for maybe 5 mins.

i shut off the water main, sweep the water out into the door. she calls the plumber. he replaces the supply line. $100. she calls the insurance. someone comes next day, inspects the ruined drywall, drop ceiling, the dryer that was standing right under the waterfall. the dryer works. he writes up $1500 worth of damage including $500 for a new dryer, out of which $500 is the deductible. we tell him that the dryer works. he says that it's more expensive to get a repairman to come out, check it out, professionally dry it off, and he's just going to add it to the total thing. plumber bill is not included in that btw.

the A/C maybe different, as it is more expensive, but if it's from the 80s, and repairs are more than $1g, i am pretty sure they will simply replace it.

edit : oh yeah, the insurance check came a week after the inspection.

[Blarg]

45 bucks isn't much for the feeling of security alone.

One thing to note, if you wind up replacing the AC, a modern unit you get will doubtless be far more energy efficient, so you will save on power bills, possibly pretty significantly. It is also fairly likely to be more powerful unless you buy at the bottom of the barrel.

I'd probably do this. Going without a major appliance when you really want or need it is not nice, nor is suddenly having to shell out a whopping load of cash at the drop of a dime, or do the all the scouting for a replacement yourself.

In the meantime, get yourself some URL's on new AC's so you can see what getting a new one might entail, including features you think are worth paying a premium for. That way if you do it yourself, you will be ready to go quickly, and if the company wants to give you a junk replacement, you might be able to work out a deal where you get something better even if you have to pay a little more or wait a little longer. Better than being stuck for the next 20 years with something you find lacking.