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#12
07-29-2005, 11:18 PM
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Re: My Credit Score
[ QUOTE ]
Don't buy into this credit-scoring nonsense, it just encourages them. Buy an old car that you can afford with cash. Seriously. [/ QUOTE ] Believe me, if I could pay cash I would. But I am going to look for a used car, under 10 grand. Thanks for the info everyone. I'll let you know what I get. 
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#13
07-29-2005, 11:28 PM
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Re: My Credit Score
DISQUALIFIED!
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#14
07-29-2005, 11:31 PM
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Re: My Credit Score
[ QUOTE ]
[ QUOTE ] [ QUOTE ] yeah, your score is low. Youve got me beat tho, my credit score is N/A. Which totally sucks ass [/ QUOTE ] Go get a credit card. [/ QUOTE ] I cant get a credit card, because I dont have any credit its a vicious cycle [/ QUOTE ] Hmmm. I was able to get a credit card from Wells Fargo with a $1000 limit with no credit. I'm sure you can find something. To the OP: Your credit score is most likely not going to be low enough for "special finance" programs at a dealership. If they send you to go talk to one of those guys, run. Your interest rate will be astronomical.
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#15
07-30-2005, 12:01 AM
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Re: My Credit Score
Get a secured visa through your bank or a card from a department store (target for example. they have no standards). Charge it up and then pay over the minimum payment each month for 6 months and then watch the credit card offers come flying in.
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#16
07-30-2005, 12:33 AM
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Re: My Credit Score
Don't finance through a dealer. Apply to a credit union and apply for a car loan. They will give you the best interest rate, and it will give you an idea of how much someone would be willing to loan to you. This is a good thing to know before you go shopping- it makes it harder for the dealer to pull BS on you. Additionally, if you get approved, you can use this as leverage against the dealer for a better interest rate.
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#17
07-30-2005, 02:28 AM
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Re: My Credit Score
[ QUOTE ]
[ QUOTE ] [ QUOTE ] yeah, your score is low. Youve got me beat tho, my credit score is N/A. Which totally sucks ass [/ QUOTE ] Go get a credit card. [/ QUOTE ] I cant get a credit card, because I dont have any credit its a vicious cycle [/ QUOTE ] Capital One dude. I have one and I have no credit at all (I think.) NT
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#18
07-30-2005, 06:39 AM
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Re: My Credit Score
[ QUOTE ]
Capital One dude. I have one and I have no credit at all (I think. [/ QUOTE ] FYI Capital One doesn't report your credit limit so for your credit score it always looks like your card is maxed out. That keeps your score lower so you can't get a better card.
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#19
07-30-2005, 10:45 AM
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Re: My Credit Score
[ QUOTE ]
[ QUOTE ] Capital One dude. I have one and I have no credit at all (I think. [/ QUOTE ] FYI Capital One doesn't report your credit limit so for your credit score it always looks like your card is maxed out. That keeps your score lower so you can't get a better card. [/ QUOTE ] [censored], that sucks. I've been being really good with it too. [censored]. NT
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#20
07-30-2005, 04:48 PM
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Re: My Credit Score
[ QUOTE ]
[ QUOTE ] [ QUOTE ] Capital One dude. I have one and I have no credit at all (I think. [/ QUOTE ] FYI Capital One doesn't report your credit limit so for your credit score it always looks like your card is maxed out. That keeps your score lower so you can't get a better card. [/ QUOTE ] [censored], that sucks. I've been being really good with it too. [censored]. NT [/ QUOTE ] Verify this by pulling a copy of your credit report. It'll say the balances (and limits) of your credit cards.
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