I always pay off

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I call these down and write it off to metagame. If the board were significantly more dangerous i'd consider a fold.

Surf

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That adds up to be a pretty expensive metagame purchase.
I'm not saying I auto-fold (or even fold at all) in spots like this. I usually call too. But here's what happens inside my head:

Flop: *Yay, I hit an ace...time to bet my lock hand*

Turn: *Good card, I still feel pretty safe*....(Our House gets raised).....*WTF!! OK, I could be drawing dead, BUT...I think most likely either I have outs to his two pair or I can be ahead to a margin of error for his bad play...I'll call*

River: *SH!T I missed. But the pot's too big at this point....I only have to be good 1 in XX times....I CALL AGAIN*

(Disappointment sets as villain shows AK or A8 or his set)

*What a fish I am...I KNEW I should've mucked on the turn, but I keep doing this. I wonder if other 2+2ers also do this*

Can anyone relate?