Reverse Implied Pot Odds

[chucklhead]

Both players had top pair with a heart kicker. UTG had the red ace.

After thinking about this hand, I think I should have raised on the flop. I have position. If I get reraised I have to fold. If a scary card comes, I might have to fold to a bet and a call in front of me (don't want to pay off two big bets to get to the showdown). If no bet, I check and call one bet on the river. If there is no scare card, and I am bet into, and I don't know for sure what hands I'm facing for some reason, I probably should fold but am not certain. If I make it to the river I probably should call one bet, but fold to any real raises.

If I am out of position a fold is probably correct.

Anything you would add?

Thanks,
Chucklehead