Is this the appropriate no fold'em strategy?

[nihil]

I find myself breaking even mostly (slight in the red), and losing my fair share of hands such as taking KK to the river head's up to get beaten by a straight by someone holding 24o. That's a pretty extreme example, and I'm not all too experienced at Hold'em yet, but I wanted to ask a general question...

At such low limits, is it necessary to be carrying a monster hand to the showdown, as people are inclined to play anything? Granted it's important to know what's happening on the board, but I have such a hard time understanding what people have because people play the most insane stuff.

I realize that I've got many things to learn and it would be tough to glean much information from this post, but my basic question is that in low limits, does one really need to win with huge hands?

Thanks