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401K investments strategy or just luck??
I have 4x 401K accounts, 2 from present employers (wife & I) and 2 from past employers. Due to the limited number of options to invest within a familiy (like Fidelity , only 10 different funds in my employer's portfolio). Is there an strategy for these 401K plans or just hope for the best? I try each year to move some money to the one that performed better and diversify the money in bonds/stocks Mutual funds but I don't think it makes much difference. Since I have invested for the last 18 years, I have a considerable amount of money but there was no investment plan behind it.
The only individual stocks that I have a choice to buy are GM & GMH. Is it truly a roll of the dice for all these 401K accounts? thanks in advance.. JAque |
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