A question about a pokerpages article

[Schizo]

In this article:
http://www.pokerpages.com/articles/a...son-pohl16.htm

You will see this equation under scenerio 1:

EV = (.7485 * -2) + (.0303 * -7) + (.2212 * 9.5) = -1.497 -.2121 + 2.1014 = 0.3923

I fully understand that equation but what I don't understand is how the following equation:

{(6/45) * (39/44) + (12/45) * (6/44)} = 306/1980 = 15.45%

Is used to explain how .3923 small bets/hand profit is turned into a .2 small bets/hand loss,

Basically, what I'm asking, is once you get the 15.45% how do you use that % to prove that you are now losing money? Please keep in mind I understand how we get 15.45% and I understand how we get 0.3923 I just don't see how you get a -.2SB loss.