I am worried today

[snappo]

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Neteller isn't a US Company, so the US shouldn't have any records from Neteller. A Poker Stars withdrawl would likely take about a day to hit Neteller and then 2-3 days from Neteller to whatever bank.

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Well don't forget Neteller does require your SSN. I think the way it works, and I could be wrong, is that they don't communicate with the IRS normally. But if you are audited and the IRS specifically requests information from Neteller, then they will give them info. Probably another reason (possibly the main reason) they require SSN is to prevent duplicate accounts. Also, FYI, my cashout from Pokerstars to Neteller was literally instant. Right after I hit the "cashout" button in Pokerstars, the money was IN my Neteller account.