Keeping money online

[AdamBragar]

I don't really talk to too many people who play poker, but my friends who don't play poker think I keep way too much money online. Now of course they see poker sites as corrupt and horrible places, but in truth, poker sites aren't FDIC insured. I currently have about 90 percent of my poker bankroll on party. I only take money out of party for expenses, so I keep little money in my bank account. In Party, I have around 35ish buy ins. I've never had more than an 8 buy in downsiwng. Should I keep this much money on Party? Or should I keep a lot in the bank and only withdraw back to party if I need it? How many buy ins should I keep in Party? What do y'all do? Thanks for your help.