Don't mind losing this hand?

Does the prize structure dictate your play here?
This is a PP STT Step where only 1st gets you to the next level and 2nd through 5th get another freeroll into the current level.

Villian has been playing solid with nothing out of line.

Party Poker No-Limit Hold'em Tourney, Big Blind is t100 (5 handed) converter

SB (t1480)
BB (t1635)
UTG (t1385)
Hero (t1465)
Button (t2035)

Preflop: Hero is MP with J[img]/images/graemlins/club.gif[/img], T[img]/images/graemlins/club.gif[/img].
<font color="#666666">1 fold</font>, <font color="#CC3333">Hero raises to t300</font>, <font color="#666666">2 folds</font>, <font color="#CC3333">BB raises to t500</font>, Hero calls t200.

Flop: (t1050) 8[img]/images/graemlins/club.gif[/img], 5[img]/images/graemlins/spade.gif[/img], 9[img]/images/graemlins/heart.gif[/img] <font color="#0000FF">(2 players)</font>
<font color="#CC3333">BB bets t475</font>, Hero...

I felt like my call PF was automatic--is that thinking flawed? But my decision on the flop is fold and have &lt;t1000 or push either doubling up and having fantastic position or losing and try again later.

gl,
Mike.