Big Stacks Going at It

[Precept2]

$20 Home Tourney started with 14 people and we're down to 4 and all in the money ($140-$80-$40-$20).

UTG has about 12,000
Button (me) had 11,000
SB has 4,000
BB has 1,000

Blinds are 500-1000.

UTG and I had been knocking guys out and bullying the small stacks (almost working together, but not colluding or doing anything illegal). We were avoiding going head-to-head.

Here's my dilemna.

UTG raises enough to put both small stacks all-in, when I look down at 10-10. UTG is solid. I am certain that if I fold, I'll get at worst 2nd. If I call and lose, that brings 3rd & 4th into play. What would you do in that situation?