help - i'm a paypal n00b!

[balkii]

so I want to buy something off ebay. i just signed up for a paypal account. do I have to add money from my bank account? I dont want to wait 3-4 days to verify, I'd just like to buy in with my debit card. does this work?

i dont quite understand the way paypal works. I thought it was mostly credit card based but it seems more like a neteller type of deal...

thanks