Should I get my Dream Car?

[Talk2BigSteve]

This is kind of early to post this, since I am in a wheel chair, but oh well.

My car, a 2002 Crysler Sebring, is totaled. It is paid off. According to KBB the retail price of my car now with 40000 miles on it is as follows

2002 Chrysler Sebring LXi Sedan 4D

Engine: V6 2.7 Liter
Trans: Automatic
Drive: Front Wheel Drive
Mileage: 40,000

Equipment
Air Conditioning
Power Steering
Power Windows
Power Door Locks
Tilt Wheel
Cruise Control
AM/FM Stereo
Multi Compact Disc
Premium Sound
Navigation System
Dual Front Air Bags
F&R Side Air Bags
ABS (4-Wheel)
Leather
Dual Power Seats
Moon Roof
Rear Spoiler
Premium Wheels

Retail Value $14,270

I have always wanted one of these.



Make: Ford
Model: 2005 Mustang
Trim: 2dr Cpe GT Premium
Colors: Exterior: Black,
Interior: Dk Charcoal/Red
50-STATE EMISSIONS SYSTEM $0.00 $0.00
4.6L OHC 24-VALVE V8 ENGINE $0.00 $0.00
5-SPEED AUTOMATIC TRANSMISSION $886.00 $995.00
PREMIUM SERIES ORDER CODE $0.00 $0.00
ABERDEEN EMBOSSED RED LEATHER FRONT SPORT BUCKET SEATS $0.00 $0.00
SOLID PAINT $0.00 $0.00
SHAKER 1000 AUDIO SYSTEM $1,153.00 $1,295.00
INTERIOR UPGRADE PKG $401.00 $450.00
INTERIOR SPORT APPEARANCE PKG $0.00 $0.00
INTERIOR COLOR ACCENT PKG $156.00 $175.00
17" BRIGHT MACHINED CAST ALUMINUM WHEELS $174.00 $195.00
Options Total $2,770.00 $3,110.00
Destination Charges $675.00 $675.00
Base Price $24,128.00 $26,320.00
Total Price of This Vehicle $27,573.00 $30,105.00

I could put $15K down when I get the insurance back on my car, and my payments would be $407 per month/36 months.

Should I go for it?

Steve