product service plans

[beerbandit]

i just bought a digital camera yesterday at best buy and was offered a 4yr plan for $60, the camera was on sale for $250 ---- i was told that that the plan covers everything, even if i step on the camera

ive nevr bought any of these policies for any of my electronis --- pretty much all remain at home, ill will be taking this around with me and it is pretty small


mainly curious if anyone has any expirience with using one of these plans --- is it difficult to get results, also if my camera quits working in 3yrs its most unlikely that the same product still exists so what do you think would happen

also im getting a $50 rebate so its only going to cost me about $200


cheers