EV questiong vs Common Sense

[arod15]

I'm not too good at calculating EV but common sense told me to fold. Here is the Hand. Hero is in the BB with J10Hearts. It is fairly early in the tourney but Hero is a huge chip lead with 11K (blind 25-50)(tournament started at 1,500$ Got aces 2 and queens knocked out 4 people). Person UG goes all in for 400 chips. UG+2 calls UG+5 goes all in for 1500 2 callers who are also all in (yes it is a rebuy obviously). Total pot is $4875. It would cost Hero 1,450 to call. Is it a good play given to total equity in the pot and the amount of chips? Its basically going to cost me 13% of my chips. If i hit id have enough amo to make the final table easy (double addon at the end). It is a 5 table tourney and rebuys are over in 10 min so its early. I folded. But a lot of people say it was worth the call. Was i too tight? I figure my J10 was not dominated, but i assume a lot of high cards were taken so getting a straight would be hard. Comments?