A question: The fundamentals of backing

[AtticusFinch]

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Unfortunately, the time horizon in this arrangement is far more open. This, IMO, is a lot more like loan sharking. With one difference. The backer doesn't break legs/arms/ribs (that I know of). And if you never play poker again, well then that's part of the risk/loss. But to come back one week later...

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No loan shark (or credit card) would ever accept the complete loss of the roll under ANY circumstances. Irie is clearly taking such a risk here, and willingly.

In any case, whether OP was wise to accept the arrangement has absolutely no bearing on the issue.