Accessing Neteller Funds In the UK

[aquifex harse]

Hi All,
I've got a question for the experienced UK-based players.
What's the easiest and most efficient way of accessing your neteller funds.

Is it worth getting a Neteller ATM card or just wait for a cheque?

I've got a feeling that the exchange rate they use is not very good when you withdraw, is there any way arround this?

Any useful infomation would be much appreciated

Thanks
Aquifex