Neteller Debit Cards

[Cubswin]

These questions have been asked before but the answers escape me and the forum search function is futile. From what country are these cards issued? Also could someone please explain how the fees work for withdrawls. I see there is a "neteller account withdrawl to ATM" of $2 and a "POS terminal transfer" fee of .75. Does this mean that by having a card you are charged once to transfer money from your neteller account to your ATM card and then a second time to withdrawl from ATM card?

thanks in advance
cubs