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#1
05-12-2005, 12:26 AM
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is it a good idea for me to get health insurance?
wouldnt i be better off just paying for hospital bills with cash? i think im well off enough that if something bad happens to me i can just spend some of my savings.
i currently dont have health insurance and dont know if i should apply for it now or not. any advice appreciated. 
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#2
05-12-2005, 12:29 AM
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Re: is it a good idea for me to get health insurance?
Its not close, do you see why?
I'll let others elaborate
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#4
05-13-2005, 11:14 AM
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Re: is it a good idea for me to get health insurance?
[ QUOTE ]
Its not close, do you see why? I'll let others elaborate [/ QUOTE ] [ QUOTE ] please dont use such [censored] terminology. its really not funny anymore. thank you. [/ QUOTE ] Out of everything I've read in these forums for the past year or so, this is the MOST "It's not close"
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#5
05-12-2005, 12:31 AM
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Re: is it a good idea for me to get health insurance?
get catastrophic coverage only.
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#7
05-13-2005, 10:58 AM
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Re: is it a good idea for me to get health insurance?
What would be considered catastrophic? I guy I work with didn't get insurance during the 90 day waiting period when he started here. His appendix burst. I think he paid around $14K when it was said and done. Would that fall under the catastrophic category?
Just pay for the insurance.
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#8
05-12-2005, 12:36 AM
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Re: is it a good idea for me to get health insurance?
Why bother? Just risk everything you have, along with everything that your family may have, and save the $85 per month.
It really drove the point home when my Dad sat me down and explained that one crazy motorcycle / snowboarding / kayaking accident could cost my parents everything they have worked all their lives for in the blink of an eye. Suck it up.
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#9
05-12-2005, 12:39 AM
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Re: is it a good idea for me to get health insurance?
is that what it is, $85? i have no problem paying $85/m for catastrophic insurance. i just dont know about this stuff is all. also, im entirely on my own financially, but my parents are still liable for me? im only 20. i believe ive heard somewhere that they are liable for me until i turn 21, is that right?
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#10
05-12-2005, 12:44 AM
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Re: is it a good idea for me to get health insurance?
[ QUOTE ]
is that what it is, $85? i have no problem paying $85/m for catastrophic insurance. i just dont know about this stuff is all. also, im entirely on my own financially, but my parents are still liable for me? im only 20. i believe ive heard somewhere that they are liable for me until i turn 21, is that right? [/ QUOTE ] Your parents are not liable for you but will they let you go without medication/treatment that can save your life if you need it?
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