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#1
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buying real estate
need some info on buying a house/condo
can you just walk into a real estate office and start asking questions? i am kind of a bum, i don't see myself fitting in. also nobody in their right mind would give me a loan due to having no job but what if parents co-sign? should it be no problem after that or could i still run into trouble? let's put it this way, what is step #1? |
#2
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Re: buying real estate
making urself not look like a bum so u CAN go into an office
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#3
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Re: buying real estate
</font><blockquote><font class="small">In risposta di:</font><hr />
making urself not look like a bum so u CAN go into an office [/ QUOTE ] any way to make this a peachy-less thread? ty |
#4
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Re: buying real estate
[ QUOTE ]
[ QUOTE ] making urself not look like a bum so u CAN go into an office [/ QUOTE ] any way to make this a peachy-less thread? ty [/ QUOTE ] i am being very serious...before u even go looking for a mor. or a house change the fact that u look like a bum (as said by u). Your appearence will be very important...unless u have CASH to pay for this house all at once - this is not an option that im kidding about. |
#5
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Re: buying real estate
Walk in and light fire to 100K, and let them know you still have the bankroll for 30/60.
EDIT: Yes I'm being a tool, but you'll get tons of other helpful replies I'm sure. |
#6
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Re: buying real estate
</font><blockquote><font class="small">In risposta di:</font><hr />
Walk in and light fire to 100K, and let them know you still have the bankroll for 30/60. [/ QUOTE ] why not just use that as down payment? |
#7
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Re: buying real estate
[ QUOTE ]
[ QUOTE ] Walk in and light fire to 100K, and let them know you still have the bankroll for 30/60. [/ QUOTE ] why not just use that as down payment? [/ QUOTE ] Because that would be plain stupid. Just light the money on fire idiot. |
#8
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Re: buying real estate
[ QUOTE ]
[ QUOTE ] Walk in and light fire to 100K, and let them know you still have the bankroll for 30/60. [/ QUOTE ] why not just use that as down payment? [/ QUOTE ] It doesn't matter because your reputation as a hit and run artist will prevent you from getting a loan. |
#9
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Re: buying real estate
Get your finances together and shop around for a mortgage pre-approval. You can't start looking until you know what you can afford.
Once you have done that, approach a few real estate agents and let them know what you are looking for. Doesn't matter what you look like, etc. - if you have a pre-approval for a certain amount, they will certainly start looking. |
#10
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Re: buying real estate
Get a mortgage broker that you trust (recommendation from family or friends) and start looking into getting pre-approved.
You'll easily be able to get a loan, because you have tons of cash, no? You may have to get a stated income loan, which is like half a point higher than standard, but no biggie. Then, once you're pre-approved, you'll probably want to get a good realtor, who can start scouting properties for you. ***I can't emphasize this enough*** Make sure your mortgage broker and realtor are trustworthy. |
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