another huge flop overbet

[fathertime]

$25 NL Hold'em - (6 max) (Real Money)
Seat 4: hero( $43.35 )
Seat 2: x( $3.9 )
Seat 6: villain( $58.42 )
Seat 1: y ( $9.95 )
x posts small blind [$0.1].
hero posts big blind [$0.25].
** Dealing down cards **
Dealt to hero [ Qd Ah ]

Villain calls [$0.25].
x calls [$0.15].
hero raises [$1.25].
villain calls [$1.25].
x calls [$1.25].
** Dealing Flop ** [ 4d, Ad, Tc ]
x checks.
hero bets [$3].

Villain is all-In.

Villain is a loose decent player. His push screams draw, just how good of a one.

And so do I flip a coin here and call or fold?