Only downsides
"Last night I hosted a five-handed home game with 1/2 limits, and I was the big winner with a net gain of $56 when we quit after four hours. So what's the problem? When I went to cash out everyone, the bank was short exactly fifteen dollars."
Make a habit of having a notebook handy to write down everybody's buy-ins. This slows the game a bit but make mistakes less probable. At the end of the game, it's also easier to reconcile stacks, winning and losses. Then there's also the thorny issue of buying in "on credit" which is taken care of that way.
When a mistake occurs, it's the banker's sole responsibility to make up for it! You are completely entitled ask for chip counts and re-counts (and annoy the hell out of everyone), as has been suggested -- until they remove the banker's "privileges" from your ass. But if you are also the guy in whose house the game is played, ie banker=house, then you don't have any way out of making it up, according to eternal "home-game rules".
All in all, being the banker carries only downsides.
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