ok, I suppose in certain situations you don't steal, like if the BB is a maniac who will re-raise with any two half the time

But the reason you give:

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when there is just not enough money out there for the risk.

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is not a good reason not to do it

The thing is, even if your steal is 'unsuccesfull', you still have position and the ability to represent a wide range of hands for the next 3 streets