Re: A question for grad students......
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I wracked up about 60K in loans. I am paying them off at 3% (!!!!!!) over 30 years, so I don't think I am screwed in the least.
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This is why you SHOULD take the loans, even if you have the money. The interest rate is like 1.5% now. Leave your money in stocks, bonmds, funds, whatever. It'll probably do much better than 1.5%.
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The consolidation rates go up to 4.8 or so, like, tomorrow.
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