[adios]

I assume you're putting your IRA money in a money market fund of some sort. You would have built up equity in real estate, deferred some of your rental income from taxes, and saw your IRA contributions lose some value to inflation but not a lot. Would this work, yeah I think so and the results are at least decent. Might want to take on more risk than a money market fund though i.e. if my assumption is correct FWIW.