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I don't believe in Jargamagook's, and therefore, if someone told me about an encounter they had with a Jargamagook, I'd scoff.

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hmmm..what's to scoff at? The experience is very likely real (at least there's no reason to think people are lying). The experience doesn't have to have an external counterpart or there doesn't have to be an external cause at all.
That a different subject than challenging any logical claims made for a belief in Jargma, FSM or a personalassistant diety.

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Then explain to me why non-believers scoff at others' experiences with God?