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I have played a few totals before, normally only play them if they jump out and look good under futher inspection.

My reasoning for this one was, both of these teams are up for an uptempo game (77.5 and 74.6 average points for), with Murray St. scoring even more and giving up more on the road. Throw in the fact that with a big spread, Jacksonville will probably be fouling towards the end, and Murray St. is hitting 71.6% of their free throws overall.