[Bodhi]

You don't just have an oesd, you also have an overcard (I don't think that spiking a T will help you). Getting better than 4-1 to call, with implied odds I think you can see this turn. You're very pesimistic to be assuming that the villains must have "sets with redraws to boats" and 4-flushes. The 2-flush on the board simply means that you need to adjust your pot odds, but your overcard makes up for it. I wouldn't cap it because I'd like to give anyone who wants to a chance to overcall. I'd guess the final pot could be anywhere between 10-16BB, depending on the action. Don't fold.